Well, it's hippity-hop to the bucket shop
I lost all my money and now I have flopped
And it's hard times, pity poor boy
It's hard times when you're down and out
Well, this is the truth and it certainly exposes
A Wall Street proposition is not all roses
And it's hard times, pity poor boy
It's hard times when you're down and out
I put up my money to win some more
I lost all I had and it left me so sore
And it's hard times, pity poor boy
It's hard times when you're down and out
I took to drink to wear it off
But the bootleg's so high that it left me worse off
And it's hard times, pity poor boy
It's hard times when you're down and out
If they catch you with whiskey in your car
You're handicapped and there you are
And it's hard times, pity poor boy
It's hard times when you're down and out
They'll throw you in jail and if you can't raise bond
Content yourself there, boy, you are at home
And it's hard times, pity poor boy
It's hard times when you're down and out
Got no silver and I've got no gold
I'm almost naked and done turned cold
And it's hard times, pity poor boy
It's hard times when you're down and out
You plead with the judge to treat you well
You offer a hundred dollars, just don't send you to Atlanta
And it's hard times, pity poor boy
It's hard times when you're down and out
When you're down and out